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Short-term disability insurance helps cover you when you’re injured or sick.

Aflac Short-Term Disability Insurance - Close-up of Womans Lower Body and Knee Support Using Crutches Standing and Trying to Walk after Suffering a Work-Related Injury

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Unexpected injuries can cause financial stress. That’s where short-term disability insurance comes in.

Why should you consider short-term disability insurance?.

Illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months—even years. This type of insurance provides financial support to manage your disability and your household.

What is covered by this type of policy?

The principle of short-term disability insurance is simple enough: you pay premiums and if you become disabled and are no longer able to work, you get regular payments to make up some of the lost income. As with life insurance, it’s often a smart way to protect you and your family (or financial dependents) if the worst happens.

Why is Aflac short-term disability coverage important?

Individual short-term disability insurance insures your income for a specified benefit amount if you become injured or ill due to a covered disability or covered pregnancy. You can choose monthly benefit amounts appropriate for your specific needs. Insuring your income helps pay living expenses such as mortgage/rent, groceries, car payments, etc., if you unable to work due to an illness or injury.

Plan features include:

  • Guaranteed Issue with no medical questions, is available up to a $3,000 monthly benefit.
  • $6,000 maximum monthly benefit.
  • On-the-job Benefit rider: Half of your monthly benefit is payable if you are hurt while at work. Benefit is in addition to social security and Workers’ Compensation.
  • Two different plan structures: 6-month benefit period with 14-day elimination period or 24-month benefit period with 30-day elimination period.
  • Premiums will not increase due to age.
  • Benefits are paid regardless of any other insurance.
  • Coverage is guaranteed to age 72.
  • Convenience of payroll deducted premiums.
  • Portable – You can keep your coverage if you change jobs or retire.
Afflac Short-Term Disability

Interested in learning more?

If you would like to sign up or learn more about this plan, please fill out the form to be contacted by a representative.

Find Your Coverage

We’re here to help you explore your coverage options.

Get in Touch

Contact Benefits Planning Corporation

Our Hauppauge, NY Office

150 Motor Parkway, Suite 125
Hauppauge, NY 11788

Email Us
 631-991-6050 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.