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Get reimbursed for hospital related expenses not covered by major medical.

Aflac Hospital Confinement - Portrait of a Senior Asian Man Holding a Mug While Laying in his Hospital Bed Looking Out the Window

Home » Employee Benefits » Aflac Hospital Confinement

Aflac Hospital Confinement, also known as Aflac Choice, is available to employees and/or covered spouse and dependent children.

What is the Aflac Difference?

Aflac offers direct cash benefits to policyholders for eligible hospital costs. These financial resources aim to assist individuals in managing unforeseen expenses linked to hospital visits, reducing concerns and allowing them to concentrate on their recovery.

How can Aflac Choice Suit your needs?

  • It offers customization, allowing you to select a plan tailored to your individual requirements. Additionally, it integrates effectively with our other offerings.
  • Guaranteed-issue choices are accessible, eliminating the need for a medical questionnaire.
  • Cash payments are made directly to you, as opposed to the healthcare provider, giving you more control over how the funds are used.

Learn More About the Plan Highlights.

  • Coverage available for employees and/or covered spouse and dependent children.
  • Daily Hospital Confinement Benefit pays $50 per day per covered person for up to 365 days.
  • Hospital admission – you choose $1,000 or $2,000 benefit amount at time of application which is payable once per year, per period of hospital confinement.
  • Hospital emergency room – $150 for treatment in hospital ER. Limit 2 payments per year, per person.
  • Hospital Short Stay – pays $100 for hospital stays of less than 23 hours, 2 payments per year, per policy.
  • Extended benefit rider option available at time of application – pays benefits for visits to a physician, psychologist or urgent care center, lab test and x-rays, diagnostic/imaging exams and ambulance. These benefit amounts and limitations vary and will be provided to you at the time of application.
  • Guaranteed Issue for basic coverage and extended benefit rider.
  • Hospital stay and surgical care rider option available at time of application – provides benefits of $50 – $1,000 for a covered surgery, as well as benefits for invasive diagnostic exams, ICU confinement, and additional hospital confinement benefits. These benefit amounts and limitations vary and will be provided to you at the time of application, (medical questions are required for this rider).
Aflac Choice

Interested in learning more?

If you would like to sign up or learn more about this plan, please fill out the form to be contacted by a representative.

Find Your Coverage

We’re here to help you explore your coverage options.

Get in Touch

Contact Benefits Planning Corporation

Our Hauppauge, NY Office

150 Motor Parkway, Suite 125
Hauppauge, NY 11788

Email Us
 631-991-6050 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.