Aflac Accident Insurance helps pay the costs associated with an accident that are not covered by health insurance.
Accidents
Accidents happen to everyone. We’re here to help.
No one ever sees an accident coming.
Millions of people are injured every year and seek medical care as a result. Ambulance charges, emergency room copays, deductibles, co-insurance—the expenses can add up fast. Aflac Accident insurance may help with the financial strain that arises from an injury
Lump-sum payments to use.
Aflac Accident insurance plans typically pay out a lump sum when an accident occurs. The amount could be based on the type of injury sustained, the type of treatment rendered, or a combination of the two. The money may be treated as reimbursement for expenses they incurred. However, they may also use it to pay for additional child care, transportation, or any other needs. The amount paid by the Aflac accident plan is generally paid regardless of the out-of-pocket expenses left over after health insurance pays.
Plan Highlights.
- Initial Accident Treatment Benefit – $300 once per covered accident, per covered person
- Hospitalization Benefit – $1,500 in year 1 ($3,000 for ICU admissions) when admitted for a hospital confinement of at least 18 hours. Increases each year until maximum benefit of $3,500 ($7,000 for ICU admissions)
- Building Benefit Rider – Hospitalization, Hospital Confinement, and ICU benefits increase each year until maximum benefit at year 5
- $50-$6,000 for covered dislocations and fractures. See brochure for detailed breakdown of benefits
- Post-Accident Care – $65 per visit up to 30 visits per covered accident
- $175-$25,000 for burns
- Convenience of payroll deductions
- Portability if you retire or change jobs
- Coverage is also available for spouse and dependent children under 26 years of age
- Many more benefits. See brochure for more information
How it Works.
The above example is based on a scenario for the Aflac Accident Insurance – Option 3 that includes the following benefit conditions:
- Ambulance Benefit of $450 (ground ambulance transportation)
- Initial Accident Treatment Benefit of $300
- Named Injury Benefit (Dislocation and Fracture, Category 2, Surgically Repaired) of $3,000
- Initial Hospitalization Admission Benefit of $1,500 (Year 1)
- Hospital Confinement Benefit (Year 1) of $300 (hospitalized for 1 day)
- Post-Accident Care Benefit of $585 (9 physical therapy treatments)
- Post-Accident Care Benefit of $130 (2 follow-up visits with surgeon).
Click the link below to download the brochure.
Aflac Accident
Interested in learning more?
If you would like to sign up or learn more about this plan, please fill out the form to be contacted by a representative.
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