Aflac Short-Term Disability
Individual short term disability insurance insures your income for a specified benefit amount if you become injured or ill due to a covered disability or covered pregnancy. You can choose monthly benefit amounts appropriate for your specific needs.
Why is disability coverage important?
- Insuring your income helps pay living expenses such as mortgage/rent, groceries, car payments, etc., if you unable to work due to an illness or injury
Plan Features:
- Guaranteed Issue with no medical questions, is available up to a $3,000 monthly benefit
- $6,000 maximum monthly benefit
- On-the-job Benefit rider: Half of your monthly benefit is payable if you are hurt while at work. Benefit is in addition to social security and Workers’ Compensation.
- Two different plan structures: 6-month benefit period with 14-day elimination period or 24-month benefit period with 30-day elimination period.
- Premiums will not increase due to age.
- Benefits are paid regardless of any other insurance.
- Coverage is guaranteed to age 72.
- Convenience of payroll deducted premiums.
- Portable - You can keep your coverage if you change jobs or retire.
Click the link below to download the brochure.