Aflac Short-Term Disability

Individual short term disability insurance insures your income for a specified benefit amount if you become injured or ill due to a covered disability or covered pregnancy. You can choose monthly benefit amounts appropriate for your specific needs.

Why is disability coverage important?

  • Insuring your income helps pay living expenses such as mortgage/rent, groceries, car payments, etc., if you unable to work due to an illness or injury

Plan Features: 

  • Guaranteed Issue with no medical questions, is available up to a $3,000 monthly benefit
  • $6,000 maximum monthly benefit
  • On-the-job Benefit rider: Half of your monthly benefit is payable if you are hurt while at work. Benefit is in addition to social security and Workers’ Compensation.
  • Two different plan structures: 6-month benefit period with 14-day elimination period or 24-month benefit period with 30-day elimination period.
  • Premiums will not increase due to age.
  • Benefits are paid regardless of any other insurance.
  • Coverage is guaranteed to age 72.
  • Convenience of payroll deducted premiums.
  • Portable - You can keep your coverage if you change jobs or retire.

Click the link below to download the brochure.

If you would like to sign up or learn more about this plan, fill out the form to hear from a representative.

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