Short-Term Disability

Individual short term disability insurance insures your income for a specified benefit amount if you become injured or ill due to a covered disability or covered pregnancy. You can choose monthly benefit amounts appropriate for your specific needs.

Why is disability coverage important?

• Insuring your income helps pay living expenses such as mortgage/rent, groceries, car payments, etc., if you unable to work due to an illness or injury

Plan Features: 

• Guaranteed Issue with no medical questions, is available up to a $3,000 monthly benefit
• $6,000 maximum monthly benefit
• On-the-job Benefit rider: Half of your monthly benefit is payable if you are hurt while at work. Benefit is in addition to social security and Workers’ Compensation.
• Two different plan structures: 6-month benefit period with 14-day elimination period or 24-month benefit period with 30-day elimination period.
• Premiums will not increase due to age.
• Benefits are paid regardless of any other insurance.
• Coverage is guaranteed to age 72.
• Convenience of payroll deducted premiums.
• Portable - You can keep your coverage if you change jobs or retire.

Click the link below to download the brochure.